Travel

How to choose travel insurance?

Choosing travel insurance is about the policies of the insurance company that should be cover for all these:

* medical and dental
* lost luggage and belongings
* advance booking cancellation
* personal liability
* legal costs delay
* resumption of journey

Step of choosing travel insurance
1.Type of cover will suit you:

*   Essential cover: All cover everything and special in need
*   Comprehensive cover: Normally insurance
*   Easy visa: It is specifically designed to fulfil the Schengen Visa Travel Visa Insurance requirements

2. Know where your destination is: This is the first thing you should consider about because in each country which there are so variety and the thing you should be aware of such as

*   travelling in South East Asia like Combodia or Mynmar where are not good about healthcare so the tavel insurance which include the medical should be in order to      send you to another country like Singapore or Thailand.
*   travelling to the US where healthcare is expensive, we recommend you take a policy that has ‘unlimited’ medical cover.

3. Your luggage and personal belongings: Are there any expensive things to worry about? Or any items about your activities for hiking, jumping or diving.

4. Advance booking: If you do any advance booking, the policies should cover in any cacellation.

5. Family or people in need who travel with you: It might be essential cover for this trip.

6. Buy it online if you found the policies which suit your need instead of the agency because they get the commission from this and ask you to choose unneccesaries insurance.

7. If you travel overseas several times each year, annual multi-trip policies may work out cheaper and avoids the hassle of organising cover for every trip you make.

8. Comparing betweeen many insurance and choose the best one which suit you.

9. Plan cost and deductible, A higher deductible usually means that the plan will cost less.

***Children and over 65s travelers need to be more careful of choosing policy***